Vendor and Broker Terms

BTF works with licensed vendor partners including insurance brokers and financial service providers. Referral relationships are disclosed where they exist. BTF is not responsible for third-party services, products, or outcomes. Vendor selection is your decision. BTF does not endorse, guarantee, or warrant any third-party service. All vendor relationships are governed by the vendor's own terms and conditions. BTF may receive referral compensation but does not mark up vendor pricing.