Insurance Referral Disclosure

BTF is not an insurance carrier, broker, or underwriter.

BTF provides educational content about life insurance and may refer members to licensed insurance professionals. BTF may receive referral compensation from licensed insurance brokers when members purchase policies through referred partners. This does not increase your cost. BTF does not recommend specific insurance products, carriers, or coverage amounts. All insurance decisions must be made independently by you in consultation with a licensed insurance professional. Insurance is not required for BTF membership.